We undertake to provide you with the help you need to restore your financial wellness … and peace of mind.

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About us

You will receive personal, professional advice from Romie, who is our qualified principal debt counsellor registered with the National Credit Regulator in terms of the National Credit Act – NCR Registration Number NCRDC1262. We were voted top 5 boutique debt counsellors in 2016 and top 10 debt counsellors in 2017.

We subscribe to the ‘ DEBT COUNSELLING TASK TEAM RULES’ – we can therefore guarantee you the best concessions possible. You have our firm assurance that the personal financial information disclosed will be treated with the utmost discretion and confidentiality.  We can handle the entire application process via e-mail/fax and telephone if necessary for your convenience.

More about Romie Wilken

(Owner & Debt Counselor)

I am a financial coach and a qualified debt counsellor, registered with the National Credit Regulator in terms of the National Credit Act – NCR Registration Number NCRDC1262.

Having worked in the financial industry for over 40 years, I have acquired the in-depth knowledge, experience, qualifications, and expertise to assess your financial position and to provide you with the financial and budgetary advice to empower you to achieve your financial goals.

If your financial assessment proves that you are, in fact, over-indebted, I will partner with you to ensure the restoration of your financial well-being, starting with assisting and enabling you to become debt-free. I will negotiate on your behalf with your various creditors to reduce your debt repayments, within your affordability range by reducing interest rates and fees in accordance with debt counselling industry rules. You have my firm assurance that personal financial information disclosed to me will be treated with the utmost discretion and confidentiality.

Contact us now or simply complete our online application form and submit it together with the required documents for complete peace of mind.

We undertake to:

  • Decrease your loan repayments to an affordable amount by negotiating the lowest interest rates and service fees possible.
  • Provide you with protection in terms of Section 86 of the National Credit Act which incorporates:
  • Protection from litigation being initiated.
  1. Protection of your assets.
  2. Protection of your credibility.
  3. No more harassment from credit providers/attorneys/debt collectors
  • Enable you to maintain a reasonable lifestyle by incorporating your living expenses into your budget.
  • Enable you to become debt-free within a reasonable period of time.
  • Handle the entire process on your behalf without you having to interact with creditors, attorneys or the courts at any stage.
  • Issue Clearance Certificates once you have repaid all your debts and we will notify all credit bureaus accordingly.

All you have to do is make a single monthly payment via the nominated payment distribution agency for onward transmission to your credit providers as per the new arrangement.

Vision:

Assist South Africans who are affected by debt to realistically assess their financial situation and to work out a suitable repayment programme, helping clients to repay their debts while retaining their assets and enjoying a reasonable lifestyle.

Mission:

Utilise my knowledge, experience and skills to combat over-indebtedness, and promote a culture of responsible financial management in our society, with a view to reducing financial stress.

Trusted by many Happy Clients

One of many reviews below:

Romie is so kind and efficient and she helped get out of debt situation allowing me to live again. She is behind you every step of the way encouraging you and making you feel everything will be OK. Romie comes highly recommended and is always available should you have questions , her passion and dedication shows in the way she goes that extra mile for her clients … Thank you Romie for everything you have done to make me feel i can live again and i owe it all to YOU.

T. Holland